Theres a number of comments on this topic in a couple of different threads here. Thought I'd start of a thread specific for this discussion.
I'll get it started by saying that the Add-on rule for Ownership of Components and including more traditional Player Characters is now available to anyone who wants to specifically explore the difference it makes to the game.
Valamir,
Where can I find the add-on?
Thanks,
Max
Eventually it will part of an entire section containing several add-on ideas. Currently this one is the only one that I've converted to V4 rules from earlier versions.
Anyone who desires a copy of the PC specific rules (as they exist now) can send me an email, here or at Valamir@aol.com, and I'll forward them on to you as an attachment.
Keep in mind that these rules are relatively new as an add-on as previous editions had PCs in the core rules and likely will need some testing...which hopefully you all can help provide.